Products & Services


Deposit Accounts
Regular Shares
As a member of the credit union, you are also a part owner, so your savings are called "shares".
• Must maintain a regular share savings account
• $5.00 minimum balance required to keep your membership active
• No service fees or withdrawal fees
• Dividends will be paid monthly on the average daily balance of $100.00 or more

Prime Shares
• Minimum balance to open is $100.00 (with)
• No service fee
• Higher rate paid than regular shares.
• Dividends will be paid monthly on the average daily balance of $100.00 or more
• One withdrawal per month, all additional withdrawals are $5.00 each

Share Draft Checking
• Minimum amount to open is $100.00
• No monthly service charge
• No per check fee
• Overdraft protection available
• Dividends will be paid monthly on the average daily balance of $100.00 or more
• VISA® Debit Card
Click here to order checks from Harland Clarke



Loan Products
Any member of the credit union is eligible to apply for credit, provided the member has not caused a loss to the credit union. Members under 18 years of age must provide a co-maker. All loan applications will be judged on individual merit.

Personal Loans (unsecured)
• Granted for any purpose within the guidelines of the credit union
• Cannot exceed $25,000.00 without collateral
• Minimum term is one month and the maximum term is 10 years
• Green Loans (call credit union for details)
• Kick Start Your Credit Loan (call credit union for details)

Share Secured Loans
• Security will be Shares in this credit union
• Minimum term is one month and the maximum term is 10 years

Vehicle Loans (Autos, Motorcycles, Boats, Recreational, Farm Equipment)
• New and Used vehicles have the same rate • A title with a lien in favor of the credit union is required
• GAP Insurance is available
• Full coverage insurance is required
• The minimum term is one month and the maximum term is determined by the value of the vehicle.

Real Estate (1st Mortgages, Home Equity, Home Improvement)
• Call or come into the credit union to discuss

Visa® Credit Card
• Minimum credit limit is $500.00 and Maximum is $10,000.00



e-Services
Home Banking

Bill Pay



Services
Identity Theft Protection - Learn how to protect yourself from Identity Theft by clicking here!

Guaranteed Asset Protection (GAP) - Protection from the expense of having to pay the deficiency between the replacement value and the loan balance in the event of a total loss.

Credit Life Insurance

Credit Disability Insurance

Direct Deposit - easy to set up and safer than receiving a check

Payroll Deductions - allows you to transfer payments and deposits between CPFCU accounts

Visa® Debit Card - Convenience of accessing your money 24 hours per day

Discount Tickets to Kings Dominion (seasonal)

Movie Tickets

Student Incentive Program - The credit union rewards members who are students for good grades and graduating.

Wires - Incoming and Outgoing

Official Checks